دنیا میں رائج مضاربت کی نوع کے تجارتی طریقے اور اسلامی بینکاری میں ان کا استعمال

'Modaraba' type prevalent modes of trade in the world and their use in Islamic banking

Abstract

            There is no doubt that after adopting different Islamic modes of financing, Islamic banks are showing the way to the people in which they could get rid of interest and it is a great achievement. But it is also necessary for Islamic banks to invest in partnership based modes of finance like ‘Shirkah’ and Modaraba’. A keen look upon goals of Shariah shows that it is a great flaw in Islamic banks that they still are not able or trying to invest via‘Shirkah’ and Modaraba’. Whenever we utter the word ‘Islamic banking’ this not only reflects the transitional modes of financing but also shows the ideal ones as well. This article discusses the potential and practical methods of investment on the basis of ‘Modaraba’.There are some prevailing modes of finance similar to Islamic mode ‘Modaraba’, like ‘Venture Capital’, ‘Merchant Banking’ and ‘Holding Company’. After some modifications according to Shariah they could easily adapt these modes for the purpose of partnership based financing and step forward to achieve the goals of Shariah. If Islamic banks adapt these modes they could rapidly grow in there field in real sense.