AFNAN KHAN; SHER KAMAL KHATTAK; SHUMAILA HASHIM. DETERMINANTS OF FINANCIAL INCLUSION: EMPIRICAL EVIDENCE FROM PAKISTAN. Academic Journal of Social Sciences, [S. l.], v. 4, n. 3, 2026. DOI: 10.54692/ajss.2020.431108. Disponível em: https://ojs.lgu.edu.pk/index.php/ajss/article/view/202. Acesso em: 10 oct. 2026.